Supporting you in protecting what matters most

WE KNOW PERSONAL ACCIDENT INSURANCE

If you or a colleague suffers an accidental bodily injury that leaves you unable to work for an extended period, or reduces your ability to perform your regular work duties at the same level as you could before the accident, personal accident insurance can relieve significant financial pressure at an already stressful time.

Personal Accident Insurance provides you with a regular income or lump sum payment depending on the type of injury sustained and benefits selected.

  • Daily Hospital Cash, for each 24-hour period spent in hospital, up to 365 days
  • Replacement Income, for a portion of your normal weekly income, up to 104 weeks
  • Lump Sum Compensation, with the amount payable being dependent on the injury sustained.

Further information on standard and extended cover is provided below.

When the time comes for you to review the terms of your next insurance renewal, consider a personal accident insurance quote from Corrigan Insurance.

Through the consultation process, your insurance broker will first learn what benefits are important to you, before helping you to make an informed decision on the most suitable policy covers for you and your colleagues.

Combined with our deep product knowledge and access to multiple insurance markets, Corrigan Insurance are committed to supporting our clients in protecting their most valuable asset.

We will help you to understand the policy covers, section limits, and any important policy wordings that apply to your personal accident insurance quote.

TRY US FOR A QUOTE

  • All Occupations Covered
  • Multiple Insurance Markets
  • Large Policy Limits
  • Affordable Payment Plans
Get A Personal Accident Insurance Quote

STANDARD POLICY COVERS

  • Death Benefit – provides a lump sum compensation to an Insured’s dependents following the death of an insured person due to an accidental body injury.
  • Permanent Total Disablement (“PTD”) – provides a lump sum compensation to the Insured following an accidental bodily injury that entirely prevents the insured person form working in their usual occupation for the rest of their life.
  • Permanent Partial Disablement (“PPD”) – Provides a variable lump sum compensation following an accidental bodily injury that causes the Insured to suffer a reduction in their ability to perform their occupational duties at the standard previously performed.
  • Temporary Total Disablement (“TTD”) – Provides a weekly compensation for the benefit period following an accidental bodily injury that temporarily prevents an Insured from carrying out their occupational duties.
  • Temporary Partial Disablement (“TPD”) – Provides a weekly compensation for the benefit period following an accidental bodily injury that temporarily prevents an Insured from carrying out the majority of their occupational duties.

EXTENSIONS OF COVERS

  • Emergency Dental Treatment – Fixed compensation payment in the event of an accidental injury.
  • Home or Work Alterations – Cover for reasonable adjustments to to home or workplace following a successful claim for loss of limb, loss of sight, PTD of paraplegic or quadriplegic following an accident.
  • Home Care – Fixed payment to compensate for the Insured’s need to hire home care services following a loss of limb, loss of sight, loss of speech, or following PTD or PPD.
  • Burns Benefit – Fixed payment when the Insured suffers permanent burns to the body because of an accident. The amount payable is dependent on the percentage of the body surface affected.
  • Hospitalisation/Coma Benefit – Fixed payment for each day an insured person is hospitalised, or each day a person is in a coma, as a result of accidental bodily injury.
  • Funeral Expenses – Fixed payment in the event of an Insured person’s death following an accident.
  • Independent Financial Advice – Following a valid Death Benefit or TPD claim, compensation is available to cover a set portion of fees charged by an Independent Financial Consultant to provide you with professional financial advice.
  • Emergency Travel Expenses – Compensation for reasonable and necessary medical, surgical or other diagnostic or remedial treatment required in the event of illness, injury or death during an insured person’s trip outside of the Republic of Ireland.

Why wait? Talk to us today! Discuss your insurance needs with one of our experienced personal accident insurance brokers.